Questões Comentadas de Língua Inglesa - Concurso Caixa TBN

Questão 1·Pronomes | PronounsProva oficial 2026 · Cesgranrio

In the excerpt of paragraph 1, “Globally, 1.4 billion adults have no access to formal financial services because they lack a credit history”, the pronoun they refers to

Aformal financial services
B1.4 billion adults
Ccredit history
Dglobally
Eaccess

Gabarito: alternativa B

Para identificar o referente de um pronome, é necessário buscar o termo antecedente mais próximo e coerente com o sentido da frase. No trecho, "they" substitui "1.4 billion adults", pois são esses adultos que não possuem acesso a serviços financeiros formais e, por isso, não têm um histórico de crédito. As demais opções são objetos ou conceitos abstratos que não podem realizar a ação de "lack" (carecer de algo).

Questão 2·Palavras conectivas | Connective wordsProva oficial 2026 · Cesgranrio

In the fragment of paragraph 2, “this represents not just a moral imperative, but also a major opportunity to unlock a new and largely untapped market”, the linking words not just… but also indicate a(an)

Aabsolute alternative
Bbrief comparison
Cclear contrast
Ddeep consequence
Eemphatic addition

Gabarito: alternativa E

A expressão "not just... but also" é usada para acrescentar uma segunda ideia à primeira, enfatizando que ambas são verdadeiras e que a segunda é igualmente ou mais importante. Ela não nega a primeira informação (como faria uma alternativa ou contraste), mas sim a soma a ela de forma enfática. Portanto, a função é de adição com ênfase, e não de oposição, comparação ou consequência.

Questão 3·Vocabulário | VocabularyProva oficial 2026 · Cesgranrio

In the section of paragraph 3 “These four key characteristics highlight why grocery data is so insightful for credit scoring people with no credit history”, the term key can be substituted, with no change in meaning, by

Aimportant
Bcasual
Cperipheral
Dunusual
Eminor

Gabarito: alternativa A

A palavra "key" nesse contexto significa algo fundamental ou essencial, que é o ponto central da discussão. O termo "important" (importante) é o sinônimo mais adequado, pois mantém o sentido de características que são cruciais para o entendimento do dado. As demais alternativas (casual, peripheral, unusual, minor) indicam ideias opostas, como algo secundário, incomum ou de menor relevância. Portanto, a substituição correta é por "important", pois preserva o significado original de destaque e necessidade.

Questão 4·Interpretação de texto | Reading comprehensionProva oficial 2026 · Cesgranrio

In paragraph 5, the sentence “Financial inclusion has remained out of reach for far too many, for far too long” means that

Afor many years, a large number of people have remained unable to access affordable credit.
Bin a long time, banks and governmental administration were unable to collaborate systematically.
Cmany people have not been interested in becoming eligible for low-income credit access programs lately.
Ddespite the new technology, most people do not have access to e-commerce, because they are in debt.
Ethe increase in the credit card eligibility has contributed to higher profits for financial institutions.

Gabarito: alternativa A

A expressão "out of reach" significa que algo está inacessível ou fora do alcance, enquanto "for far too long" indica um período excessivamente longo de tempo. Portanto, a frase afirma que o acesso a serviços financeiros básicos (como crédito) não estava disponível para muitas pessoas durante muitos anos. A alternativa A capta exatamente esse sentido ao dizer que um grande número de pessoas não conseguiu acessar crédito acessível por muitos anos.

Questão 5·Interpretação de TextoProva oficial 2024 · Cesgranrio

The new cost of living in New Mexico ALBUQUERQUE, N.M. — Prices are going up in New Mexico, especially at the grocery store. A recent study found the average New Mexican family is spending up to $286 on groceries per week – and even more when children are involved. According to the U.S. Bureau of Labor Statistics, the average price for a pound of ground beef was $5.56 last month. That's about 20 cents cheaper than back in July, but almost a full dollar more expensive than in January 2020 – right before the pandemic hit. It's a similar trend for milk, but a gallon is only about 50 cents more expensive than four years ago. Eggs are half the price of what they were last winter, but that's because there was an avian flu outbreak. Most produce items, like tomatoes and bananas, have stayed around the same price for several years now. That's probably a good thing, because snacks are getting more expensive. Data shows the average bag of potato chips is almost $2 more expensive than four years ago. The price of chocolate chip cookies is also up almost 40%. All of those small increments add up. While it's not likely there will be a major drop in grocery prices soon, there is some potentially good news when it comes to your housing budget. Officials with the Apartment Association of New Mexico say there are at least 40 housing projects under construction in the Albuquerque area. That is expected to bring at least 5,000 rental units to the market in the coming months. State leaders are pitching in too, with several new bills opening up millions of dollars in funding for even more housing projects. The average rent in Albuquerque is sitting at $1,340 a month – about $400 higher than in January 2020. Economists suggest an increased housing supply could reduce prices for everyone. There is also evidence that wage growth is happening. Data from the U.S. Bureau of Labor Statistics showed average hourly earnings increased by 1.4% since last January. It's worth noting wage growth rates have surpassed inflation rates since last February. Available at: <https://www.kob.com/new-mexico/the-new-cost-of-living-in-new-mexico/>. Retrieved on: Mar 1, 2024. Adapted.

Paragraphs 1 through 3 indicate that

ANew Mexican families are now less numerous, therefore food provision is cheaper.
Bthe consumption of beef and vegetables has increased, along with their prices.
Can avian flu outbreak is affecting the prices of milk and eggs nowadays.
Dsome food items are now more expensive than they were before the pandemic.
Epopular snacks have had the smallest price increase in the last four years.

Gabarito: alternativa C

O texto trata do aumento de preços de alimentos. Os paragrafos 1 a 3 indicam que um surto de gripe aviaria (avian flu outbreak) esta afetando os preços de leite e ovos na atualidade, sendo essa a causa específica do encarecimento desses itens mencionada no texto. As demais alternativas apresentam informações não sustentadas pelo texto.

Questão 6·Interpretação de TextoProva oficial 2024 · Cesgranrio

The new cost of living in New Mexico ALBUQUERQUE, N.M. — Prices are going up in New Mexico, especially at the grocery store. A recent study found the average New Mexican family is spending up to $286 on groceries per week – and even more when children are involved. According to the U.S. Bureau of Labor Statistics, the average price for a pound of ground beef was $5.56 last month. That's about 20 cents cheaper than back in July, but almost a full dollar more expensive than in January 2020 – right before the pandemic hit. It's a similar trend for milk, but a gallon is only about 50 cents more expensive than four years ago. Eggs are half the price of what they were last winter, but that's because there was an avian flu outbreak. Most produce items, like tomatoes and bananas, have stayed around the same price for several years now. That's probably a good thing, because snacks are getting more expensive. Data shows the average bag of potato chips is almost $2 more expensive than four years ago. The price of chocolate chip cookies is also up almost 40%. All of those small increments add up. While it's not likely there will be a major drop in grocery prices soon, there is some potentially good news when it comes to your housing budget. Officials with the Apartment Association of New Mexico say there are at least 40 housing projects under construction in the Albuquerque area. That is expected to bring at least 5,000 rental units to the market in the coming months. State leaders are pitching in too, with several new bills opening up millions of dollars in funding for even more housing projects. The average rent in Albuquerque is sitting at $1,340 a month – about $400 higher than in January 2020. Economists suggest an increased housing supply could reduce prices for everyone. There is also evidence that wage growth is happening. Data from the U.S. Bureau of Labor Statistics showed average hourly earnings increased by 1.4% since last January. It's worth noting wage growth rates have surpassed inflation rates since last February. Available at: <https://www.kob.com/new-mexico/the-new-cost-of-living-in-new-mexico/>. Retrieved on: Mar 1, 2024. Adapted.

In paragraph 4, the fragment “While it’s not likely there will be a major drop in grocery prices soon” conveys the idea that it is

Aimprobable for grocery items to become significantly cheaper in the near future.
Bcertain that grocery products will become much cheaper in the long term.
Cmandatory that grocery prices be drastically reduced immediately.
Ddisadvantageous for grocery articles to become considerably cheaper eventually.
Eimperceptible that grocery prices should be substantially reduced.

Gabarito: alternativa A

A expressão "it's not likely there will be a major drop in grocery prices soon" significa que e improvável (not likely = improbable) que os preços caiam significativamente (major drop = significantly cheaper) no futuro próximo (soon = near future). A alternativa A traduz fielmente esse sentido. As demais distorcem o significado usando termos como "certain", "mandatory" ou "imperceptible".

Questão 7·Interpretação de TextoProva oficial 2024 · Cesgranrio

The new cost of living in New Mexico ALBUQUERQUE, N.M. — Prices are going up in New Mexico, especially at the grocery store. A recent study found the average New Mexican family is spending up to $286 on groceries per week – and even more when children are involved. According to the U.S. Bureau of Labor Statistics, the average price for a pound of ground beef was $5.56 last month. That's about 20 cents cheaper than back in July, but almost a full dollar more expensive than in January 2020 – right before the pandemic hit. It's a similar trend for milk, but a gallon is only about 50 cents more expensive than four years ago. Eggs are half the price of what they were last winter, but that's because there was an avian flu outbreak. Most produce items, like tomatoes and bananas, have stayed around the same price for several years now. That's probably a good thing, because snacks are getting more expensive. Data shows the average bag of potato chips is almost $2 more expensive than four years ago. The price of chocolate chip cookies is also up almost 40%. All of those small increments add up. While it's not likely there will be a major drop in grocery prices soon, there is some potentially good news when it comes to your housing budget. Officials with the Apartment Association of New Mexico say there are at least 40 housing projects under construction in the Albuquerque area. That is expected to bring at least 5,000 rental units to the market in the coming months. State leaders are pitching in too, with several new bills opening up millions of dollars in funding for even more housing projects. The average rent in Albuquerque is sitting at $1,340 a month – about $400 higher than in January 2020. Economists suggest an increased housing supply could reduce prices for everyone. There is also evidence that wage growth is happening. Data from the U.S. Bureau of Labor Statistics showed average hourly earnings increased by 1.4% since last January. It's worth noting wage growth rates have surpassed inflation rates since last February. Available at: <https://www.kob.com/new-mexico/the-new-cost-of-living-in-new-mexico/>. Retrieved on: Mar 1, 2024. Adapted.

In paragraph 4, the section “there are at least 40 housing projects under construction” means that new residential units

Ahave just been finished.
Bare currently being built.
Cmight eventually be built.
Dcouldn’t be finished.
Eare temporarily suspended.

Gabarito: alternativa B

A expressão "under construction" significa "em construção", ou seja, as unidades residenciais estão sendo construídas neste momento (are currently being built). Não significa que foram concluídas (A), que poderiam eventualmente ser construídas (C), que não puderam ser terminadas (D) ou que estão temporariamente suspensas (E).

Questão 8·VocabularioProva oficial 2024 · Cesgranrio

The new cost of living in New Mexico ALBUQUERQUE, N.M. — Prices are going up in New Mexico, especially at the grocery store. A recent study found the average New Mexican family is spending up to $286 on groceries per week – and even more when children are involved. According to the U.S. Bureau of Labor Statistics, the average price for a pound of ground beef was $5.56 last month. That's about 20 cents cheaper than back in July, but almost a full dollar more expensive than in January 2020 – right before the pandemic hit. It's a similar trend for milk, but a gallon is only about 50 cents more expensive than four years ago. Eggs are half the price of what they were last winter, but that's because there was an avian flu outbreak. Most produce items, like tomatoes and bananas, have stayed around the same price for several years now. That's probably a good thing, because snacks are getting more expensive. Data shows the average bag of potato chips is almost $2 more expensive than four years ago. The price of chocolate chip cookies is also up almost 40%. All of those small increments add up. While it's not likely there will be a major drop in grocery prices soon, there is some potentially good news when it comes to your housing budget. Officials with the Apartment Association of New Mexico say there are at least 40 housing projects under construction in the Albuquerque area. That is expected to bring at least 5,000 rental units to the market in the coming months. State leaders are pitching in too, with several new bills opening up millions of dollars in funding for even more housing projects. The average rent in Albuquerque is sitting at $1,340 a month – about $400 higher than in January 2020. Economists suggest an increased housing supply could reduce prices for everyone. There is also evidence that wage growth is happening. Data from the U.S. Bureau of Labor Statistics showed average hourly earnings increased by 1.4% since last January. It's worth noting wage growth rates have surpassed inflation rates since last February. Available at: <https://www.kob.com/new-mexico/the-new-cost-of-living-in-new-mexico/>. Retrieved on: Mar 1, 2024. Adapted.

In the fragment of paragraph 4 “The average rent in Albuquerque is […] about $400 higher than in January 2020”, the word “higher” can be replaced, with no change in meaning, by

Acheaper
Bbetter
Ctaller
Dmore manageable
Emore expensive

Gabarito: alternativa E

No contexto de preços de aluguel, "higher" (mais alto) refere-se ao valor monetário, podendo ser substituído por "more expensive" (mais caro) sem mudança de significado (alternativa E). "Cheaper" significa o oposto (mais barato), "better" não se aplica diretamente a preços, "taller" refere-se a altura física, e "more manageable" significa mais controlavel, alterando o sentido.

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